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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Jennifer J. Cole, President, Cole Financial Consulting, LLC. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your advisor prior to implementation. The author, publisher and host of this site are not providing legal, accounting, tax, or specific advice concerning your situation. Links to other sites endorsing an investment should not be construed to be a recommendation of that investment by Cole Financial Consulting, LLC. Fee-only financial planning and investment advisory services are offered through Cole Financial Consulting, LLC, an investment advisory firm registered in the states of New Mexico and Colorado. Jennifer J. Cole, CFA, MBA, CFP® is a licensed insurance consultant (life, health, accident, and annuity) in the state of New Mexico. The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the states in which Cole Financial Consulting, LLC is registered or eligible to provide advisory services under applicable de minimis rules.


All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner. Certain text, articles and Cole Financial Consulting’s logos: © 2009 Cole Financial Consulting, LLC. Jennifer J. Cole, President. Certain text and articles: Prepared by Forefield, Inc. Copyright 2006-2009 Forefield Inc. Certain text, articles and GPN logos: © 2009 The Garrett Planning Network, Inc., Sheryl Garrett, Principal. "Building Brighter Financial Futures" and "Financial Planning and Advice for Everyday Life" and "Hourly, As-Needed Financial Planning and Advice for Everyday Life ... The New Choice for Smart Consumers" and “Making Competent, Objective Financial Advice Accessible” are The Garrett Planning Network, Inc. trademarked slogans™.